Why are insurance rates so high?

Just how much might I buy my annual bike  insurance ?
"I'm a 23 year old guy and have a 1993 lexus sc 300 car 2 dr. I know for a male the costs drop if you strike 25 years of ageJust how much does protection plans?
"One of the listed home I'm interested in comes with an evaluation payment of 280 which includes typical  insurance I'm moving to England shortly and I'd want to maintain my british auto. Insurance companies are currently requesting the benefit- malus and I have no idea very same in british...so that they can not tell me how much it'd be anybody had to insure their car in Italy? What do I have to do? thanks xxxx
What're insurance factors?
"Hello we have been for more than 10 with USAA yrs now for the Auto/Recreation  insurance  carrier. This month on our bill i recognized our rates went up by 35+ pounds each month. I called and they said nothing has improved within our plan. They told us since the schedules our coverage renewed we have an extra bill in this period. So they had to demand us moreso we'dnot must pay 2 payments in four weeks. I'm so confused it seems like were creating an additional payment for nothing